Why 3-way matching falls short in P2P workflows, and what to do instead.
Most finance teams believe their controls are solid, and yet on average 1% of spend is a duplicate payment, not to mention the smaller instances of cash leakage – slight discrepancies that lead to overpayments. UK business leaders say that fraud cost their companies around 7.4% of their annual revenue (Transunion*).
Purchase to pay sits at the intersection of some of the most significant financial risks an organisation faces: invoice fraud, overpayments, supplier data errors, and compliance exposure. But do the risk controls match the level of risk faced?
In this webinar, Frances Lawrence, CFO at FISCAL Technologies, takes a broader view of spend protection across the purchase to pay process. Drawing on 20 years of finance leadership experience across the UK and US, Frances examines where the risks lie and what finance teams can do practically to address them.
What you’ll learn
- How cash leaks through the gaps of standard controls.
- The transaction risks that 3-way matching can’t uncover.
- The supplier data risks that expose organisations to financial loss and compliance failure.
- How to strengthen your controls before and after payment, what a complete approach to spend protection looks like.
- How AI-native P2P risk management software augments your team’s capabilities.
Why attend?
Whether you’re a CFO strengthening your risk framework or a Finance Controller focused on accuracy and efficiency, this session gives you a practical view of AP spend risk that goes beyond the standard playbook.
Event details
Date: 29th September 2026
Time: 2PM UK, 10AM US ET
Where: Online zoom webinar
Cost: Free to attend
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All registrants will receive a recording to watch at their own convenience.

Frances Lawrence
CFO, FISCAL Technologies
Frances Lawrence is a commercially driven chartered accountant with 20 years' post-qualified experience in the technology sector across the UK and US, including three years in Silicon Valley. She has a strong track record of enabling top-line growth, closely managing working capital, and ensuring stakeholder value. Frances collaborates closely with leadership teams to achieve business strategy and is a highly effective communicator. With over 20 years of product management experience, he has a track record of driving small and large-scale strategic projects. He believes that all changes can be transformative when they are part of a continuous improvement. His strengths lie in using research methods to gather and analyse relevant data, turning it into meaningful, actionable recommendations. That knowledge is something he’ll teach you, so you can solve key issues and create positive change.







